CreditLift
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Backed by FICO scoring data
Installment accounts shape 90% of your FICO Score.
One smart account can move four of the five factors lenders care about most. We make it effortless — open, pay, build.
+74
avg. score lift in 12 mo2 min
to open an account$0
to start.jpg)
What an installment account actually moves.
35%
Payment History
30%
Amount of Credit
15%
Length of History
10%
Credit Mix
01
Open in minutes
No hard pull, no deposit. Just a quick verify and you're in.
02
Pay automatically
We report on-time payments to all three major bureaus monthly.
03
Watch it climb
Most members see meaningful score growth within the first 90 days.
Build the 90% that matters.
Open your installment account today and start influencing the factors that decide your score.
Get my account